Gesa Credit Union is a member-owned financial cooperative headquartered in Spokane, Washington. Established to serve the financial needs of individuals within its field of membership, the organization operates as a not-for-profit institution, reinvesting surpluses to strengthen member services and community ties. Its structure centers on democratic governance, with members participating in the decision-making process through the election of volunteer directors and the conduct of annual meetings.
The credit union provides a range of core financial services, including deposit accounts, lending products, and member assistance programs designed to facilitate day-to-day financial management. Its operational scope encompasses branch access, customer support, and electronic banking options that enable convenient, secure transactions. With a focus on financial education and responsible stewardship, Gesa Credit Union emphasizes prudent financial practices, risk management, and regulatory compliance to safeguard members’ assets. The organization also engages in community initiatives aimed at fostering economic stability and inclusive access to financial services within its service area.
Better than 35% of providers in Spokane
In addition to the primary service, Gesa Credit Union also offers:
Other providers in Spokane with similar ratings:
Gesa Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Gesa Credit Union is listed as a financial service provider in Spokane, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Gesa Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Gesa Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Gesa Credit Union with other providers in Spokane and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Gesa Credit Union has a rating of 3.8, which is better than 35% of providers in Spokane.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Gesa Credit Union requests. It is always best to call ahead using the phone number on this page so Gesa Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Gesa Credit Union also offers: Credit union, ATM, Bank, Business banking service, Car finance and loan company, Financial institution, Investment service, Loan agency, Mortgage lender, Savings bank.