MountainCrest Credit Union, located at 1328 Broadway in Everett, Washington, serves as a member-owned financial cooperative established to provide affordable financial services to its membership. Credit unions like MountainCrest typically emphasize community-oriented banking, prioritizing member benefit over profit. Their historical emergence generally follows a cooperative model that dates back to the early 20th century, evolving through periods of regulatory change, technological advancement, and expanding membership criteria to include broader employee groups and community residents.
The organization’s primary functions commonly include accepting deposits, providing loan products, and offering essential financial services such as payment processing, online and branch banking, and member education. Operational scope for a credit union of this type typically encompasses standard consumer banking activities, financial counseling, and community outreach programs aimed at promoting financial literacy and responsible money management. As a cooperative, MountainCrest would rely on member participation and governance through elected representatives, fostering a structure that aligns organizational decisions with member interests and community needs.
Better than 26% of providers in Everett
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MountainCrest Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
MountainCrest Credit Union is listed as a financial service provider in Everett, WA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask MountainCrest Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from MountainCrest Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare MountainCrest Credit Union with other providers in Everett and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
MountainCrest Credit Union has a rating of 3.1, which is better than 26% of providers in Everett.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents MountainCrest Credit Union requests. It is always best to call ahead using the phone number on this page so MountainCrest Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, MountainCrest Credit Union also offers: Credit union.