Blue Ridge Bank is a locally oriented financial institution serving the Richmond, Virginia area with a focus on personal and small-business banking services. Its location at 5711 Patterson Avenue places it within a community corridor that supports residential and commercial activity, contributing to local economic activity through its core banking functions. The organization’s history is tied to regional financial development, reflecting a pattern of adapting to evolving customer needs while maintaining a stable, community-based presence. As a financial intermediary, it engages in standard deposit-taking and loan-funding activities, providing customers access to checking and savings accounts, lending products, and related financial services.
Operationally, Blue Ridge Bank emphasizes relationship-based service and community engagement, aligning its activities with local regulatory requirements and safety standards governing banks in Virginia. The bank’s scope includes routine financial intermediation, risk management practices, and compliance with applicable banking laws and supervisory oversight. By maintaining a footprint in the Richmond area, the institution supports resident and business financial needs within its service territory.
Better than 71% of providers in Richmond
In addition to the primary service, Blue Ridge Bank also offers:
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Blue Ridge Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Blue Ridge Bank is listed as a financial service provider in Richmond, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Blue Ridge Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Blue Ridge Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Blue Ridge Bank with other providers in Richmond and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Blue Ridge Bank has a rating of 4.5, which is better than 71% of providers in Richmond.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Blue Ridge Bank requests. It is always best to call ahead using the phone number on this page so Blue Ridge Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Blue Ridge Bank also offers: Bank, ATM, Business to business service.