Argent Credit Union is a financial institution serving members in and around Midlothian, Virginia. Established as a member-owned cooperative, the organization operates within the broader framework of credit unions that emphasize democratic governance, shared ownership, and a cooperative ethos. Its history reflects the common credit union trajectory of community-based financial cooperatives formed to provide accessible financial services to individuals who qualify for membership, often rooted in local employment, residence, or organizational ties.
The credit union offers core banking functions typical of member-owned institutions, including deposit products, loan services, and member assistance programs designed to support personal and small-business financial needs. Its operational scope centers on serving a defined membership base while maintaining adherence to regulatory standards governing credit unions, safeguarding member assets, and ensuring prudent financial management. As a community-focused financial entity, Argent Credit Union emphasizes accessibility, local decision-making, and service delivery through branch networks and related member services, aligning with the standard roles of credit unions in fostering financial inclusion and cooperative self-help.
Better than 29% of providers in Midlothian
In addition to the primary service, Argent Credit Union also offers:
Other providers in Midlothian with similar ratings:
Argent Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Argent Credit Union is listed as a financial service provider in Midlothian, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Argent Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Argent Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Argent Credit Union with other providers in Midlothian and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Argent Credit Union has a rating of 3.6, which is better than 29% of providers in Midlothian.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Argent Credit Union requests. It is always best to call ahead using the phone number on this page so Argent Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Argent Credit Union also offers: Credit union, ATM, Financial institution.