Hampton Roads Educators Credit Union is a member-owned financial cooperative serving qualified individuals in the Hampton Roads region. Established to support the financial needs of educators and related professionals, the organization operates within a framework that emphasizes cooperative principles, member involvement, and accessible financial services. Its history reflects a trajectory from a niche educational association-aligned credit union to a broader community-oriented institution.
The credit union provides core financial functions typical of credit unions, including savings and checking products, loan services, and online account access. Its operations are oriented toward member welfare, maintaining fiscally sound practices and governance designed to protect members’ interests. The organization serves as a local financial resource, leveraging cooperative ownership to offer competitive rates and community-focused initiatives. By aligning its services with the needs of educators and their families, it aims to support prudent financial management and sustainable member outcomes over time.
Better than 47% of providers in Hampton
In addition to the primary service, Hampton Roads Educators Credit Union also offers:
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Hampton Roads Educators Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Hampton Roads Educators Credit Union is listed as a financial service provider in Hampton, VA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Hampton Roads Educators Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Hampton Roads Educators Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Hampton Roads Educators Credit Union with other providers in Hampton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Hampton Roads Educators Credit Union has a rating of 4.5, which is better than 47% of providers in Hampton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Hampton Roads Educators Credit Union requests. It is always best to call ahead using the phone number on this page so Hampton Roads Educators Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Hampton Roads Educators Credit Union also offers: Credit union, ATM.