Opportunities Credit Union is a member-owned financial cooperative serving individuals who share a common bond within its field of membership. Established to provide access to banking services through a community-focused model, the organization operates as a nonprofit financial institution with a governance structure that includes a volunteer board of directors and elected committees. Its history reflects a progression from localized financial aid to a broader, member-driven framework designed to support savings, loans, and related financial products.
The credit union emphasizes prudent financial management and member education as core components of its mission. Its primary functions include accepting deposits, making loans, and offering basic account services such as checking and savings accounts. Operationally, Opportunities Credit Union maintains routines for auditing, regulatory compliance, and risk management to ensure safety and soundness. The organization serves its members through branch locations and associated administrative processes, facilitating access to financial services aligned with cooperative principles and community-oriented goals.
Better than 43% of providers in Burlington
In addition to the primary service, Opportunities Credit Union also offers:
Other providers in Burlington with similar ratings:
Opportunities Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Opportunities Credit Union is listed as a financial service provider in Burlington, VT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Opportunities Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Opportunities Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Opportunities Credit Union with other providers in Burlington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Opportunities Credit Union has a rating of 3.7, which is better than 43% of providers in Burlington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Opportunities Credit Union requests. It is always best to call ahead using the phone number on this page so Opportunities Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Opportunities Credit Union also offers: Credit union, Car finance and loan company, Credit counseling service, Mortgage lender.