Summit Title Loans is a consumer finance organization operating in St. George, Utah, focused on providing short-term secured and unsecured loan products tied to vehicle titles. The entity’s business model centers on offering liquidity by using a borrower’s vehicle title as collateral, enabling rapid access to funds while maintaining ongoing loan administration through local storefront services. Historically, title lending firms in Utah have operated within a regulated framework that governs loan terms, collateral handling, and borrower protections, with many shops maintaining a storefront presence to facilitate in-person applications and compliance checks. Primary functions include intake of borrower information, title verification, loan underwriting, disbursement of funds, and ongoing repayment tracking, supported by customer-facing staff and standardized documentation. Operational scope typically encompasses local customer segments seeking immediate cash for personal, family, or emergency needs, with storefronts providing loan origination, payment processing, and compliance guidance in line with state regulations. The organization’s local footprint in St. George positions it to serve residents within the surrounding metropolitan area and nearby communities.
Address
340 W St George Blvd, St. George, UT 84770
Phone
(435) 98 68 400Better than 30% of providers in St. George
In addition to the primary service, Summit Title Loans also offers:
Links and information about Summit Title Loans:
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Find answers to common questions
Summit Title Loans is listed as a financial service provider in St. George, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Summit Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Summit Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Summit Title Loans with other providers in St. George and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Summit Title Loans has a rating of 4.0, which is better than 30% of providers in St. George.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Summit Title Loans requests. It is always best to call ahead using the phone number on this page so Summit Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Summit Title Loans also offers: Loan agency, Check cashing service.