Deseret First Credit Union in St. George operates as a member-owned financial cooperative serving individuals who share a common bond through church affiliation and local community ties. Founded to provide accessible banking services, the organization emphasizes member empowerment and democratic control, with oversight by a volunteer board of directors elected by members. Its historical trajectory aligns with the broader credit union movement in Utah, reflecting a shift from small, localized savings associations to broader financial cooperatives that prioritize service over profit.
The St. George facility at 616 S River Rd serves as a hub for core credit union functions, including deposit-taking, loan origination, and teller services, while supporting financial education and member outreach. Operational scope encompasses routine retail banking activities, adherence to applicable federal and state regulations, and commitment to safeguarding member information. As a cooperative, the organization emphasizes ethical governance, community involvement, and the provision of accessible financial services to residents within its field of membership.
Better than 46% of providers in St. George
In addition to the primary service, Deseret First Credit Union - St. George: 616 S River Rd. also offers:
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Deseret First Credit Union - St. George: 616 S River Rd. is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Deseret First Credit Union - St. George: 616 S River Rd. is listed as a financial service provider in St. George, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Deseret First Credit Union - St. George: 616 S River Rd. to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Deseret First Credit Union - St. George: 616 S River Rd., be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Deseret First Credit Union - St. George: 616 S River Rd. with other providers in St. George and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Deseret First Credit Union - St. George: 616 S River Rd. has a rating of 4.6, which is better than 46% of providers in St. George.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Deseret First Credit Union - St. George: 616 S River Rd. requests. It is always best to call ahead using the phone number on this page so Deseret First Credit Union - St. George: 616 S River Rd. can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Deseret First Credit Union - St. George: 616 S River Rd. also offers: Loan agency, ATM, Bank, Check cashing service, Credit union, Money order service, Money transfer service, Mortgage lender.