FinWise Bank is a federally chartered bank serving customers in Utah and surrounding regions, with its principal operations rooted in consumer and business banking services. The institution traces its development through periods of expansion and diversification in response to evolving regulatory requirements and market needs, aligning its activities with standards for safety and soundness in the banking system. Its organizational structure supports core banking functions, including deposit-taking and loan origination, with a focus on maintaining regulatory compliance and prudent risk management across its product offerings.
The bank's operational scope encompasses retail banking, commercial lending, treasury services, and related financial activities designed to serve individuals, small businesses, and local communities. As a financial institution, FinWise Bank emphasizes the governance and oversight mechanisms required by its regulatory framework, ensuring transparent operations and adherence to applicable laws. Through established processes and technical infrastructure, the organization supports day-to-day banking activities while maintaining emphasis on risk controls, internal controls, and customer protection within the confines of its charter and supervisory environment.
Better than 18% of providers in Sandy
In addition to the primary service, FinWise Bank also offers:
Other providers in Sandy with similar ratings:
FinWise Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
FinWise Bank is listed as a financial service provider in Sandy, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask FinWise Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from FinWise Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare FinWise Bank with other providers in Sandy and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
FinWise Bank has a rating of 3.1, which is better than 18% of providers in Sandy.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents FinWise Bank requests. It is always best to call ahead using the phone number on this page so FinWise Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, FinWise Bank also offers: Loan agency, ATM, Credit union, Bank.