America First Credit Union is a member-owned financial cooperative headquartered in Utah, serving individuals and their communities through a network of branches, digital channels, and cooperative partnerships. Established to provide access to fair banking services, the credit union operates under a mutual ownership model where members elect a volunteer board of directors and share in governance. Its history reflects the broader development of credit unions in the United States, emphasizing member service, financial inclusion, and community-focused programs.
The organization offers a range of core financial services typical of credit unions, including deposit accounts, consumer loans, and payment solutions. Its operations extend across branches and online platforms, supporting everyday financial needs while emphasizing prudent risk management and regulatory compliance. As a member-centric institution, America First Credit Union emphasizes cooperative values, transparency in governance, and efforts to maintain financial stability and service reliability for its members.
Better than 29% of providers in Provo
In addition to the primary service, America First Credit Union also offers:
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America First Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
America First Credit Union is listed as a financial service provider in Provo, UT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask America First Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from America First Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare America First Credit Union with other providers in Provo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
America First Credit Union has a rating of 4.2, which is better than 29% of providers in Provo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents America First Credit Union requests. It is always best to call ahead using the phone number on this page so America First Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, America First Credit Union also offers: Credit union, ATM, Bank.