Wichita Falls Federal Credit Union is a member-owned financial cooperative serving individuals who meet its field-of-membership criteria. Historically, federal credit unions emerged to provide accessible financial services with a focus on member benefit rather than profit, and Wichita Falls FCU participates in this framework by offering cooperative governance through a volunteer board and elected officials. The organization operates within the regulatory structure that governs federal credit unions, including oversight by the National Credit Union Administration and adherence to applicable federal laws governing deposits, loans, and member rights.
The credit union’s primary functions center on safeguarding member funds, providing access to a range of financial products, and facilitating responsible borrowing and savings options. Its operations typically include retail banking services, financial education, and community outreach aligned with the cooperative model, while maintaining a physical presence for member interactions. Located at 2100 Seymour Highway in Wichita Falls, the institution serves its local community through branches, phone support, and digital channels that enable routine account management and financial transactions in a cooperative, non-profit framework.
Better than 29% of providers in Wichita Falls
In addition to the primary service, Wichita Falls Federal Credit Union also offers:
Other providers in Wichita Falls with similar ratings:
Wichita Falls Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Wichita Falls Federal Credit Union is listed as a financial service provider in Wichita Falls, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Wichita Falls Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Wichita Falls Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Wichita Falls Federal Credit Union with other providers in Wichita Falls and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Wichita Falls Federal Credit Union has a rating of 4.3, which is better than 29% of providers in Wichita Falls.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Wichita Falls Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Wichita Falls Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Wichita Falls Federal Credit Union also offers: Credit union, ATM.