Regional Finance is a small‑loan lender operating as a consumer finance company that offers installment loan products and related financial services in local communities. Established to serve individuals with immediate funding needs, the organization historically centers on providing rapid access to credit through branch networks and streamlined application processes. Its operations typically emphasize straightforward underwriting, flexible repayment terms, and customer support designed to accommodate borrowers seeking to manage short‑term cash flow or debt consolidation options within regulatory boundaries. The entity’s geographic focus, as indicated by its presence in multiple Texas markets, suggests a regional footprint that supports community lending with local staff and storefront accessibility. Core functions generally include loan origination, payments processing, account servicing, and compliance adherence to applicable state and federal consumer finance requirements. By maintaining neighborhood branches and standardized procedures, Regional Finance aims to deliver predictable consumer credit experiences while navigating evolving regulatory and market conditions.
Address
1615 N Valley Mills Dr, Waco, TX 76710
Phone
(254) 75 19 631Website
branches.regionalfinance.comBetter than 26% of providers in Waco
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www.mapquest.comREGIONAL FINANCE, 1804 Wirt Rd, Houston, TX 77055, 3 Photos, Mon - 9:00 am - 6:00 pm, Tue - 9:00 am - 6:00 pm, Wed - 9:00 am - 6:00 pm, Thu - 9:00 am - 6:00 pm, Fri - 9:00 am - 6:00 pm, Sat - Closed, Sun - Closed
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Find answers to common questions
Regional Finance is listed as a financial service provider in Waco, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Waco and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.6, which is better than 26% of providers in Waco.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.