Loan Express at 2405 W Waco Dr, Suite B, Waco, TX 76707 operates as a consumer financial services organization that provides short-term funding products designed to address immediate cash needs. The entity appears to position itself within the local Texas market as a lender offering personal loan services and related financial solutions. Its operations are focused on providing access to funds, typically through in‑branch interactions and online channels, with a history implied by its continued presence in the Waco region.
The organization’s primary functions include originating small-dollar loans, handling basic loan processing, and facilitating the distribution of funds to borrowers. Its scope appears to extend to serving residents of Waco and surrounding areas, with service delivery likely emphasizing accessibility and straightforward application processes. The entity’s activities are consistent with a local lender model rather than a national banking franchise, operating within the regulatory environment governing consumer lending in Texas.
Better than 48% of providers in Waco
Links and information about Loan Express:
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Loan Express is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Loan Express is listed as a financial service provider in Waco, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Loan Express to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Loan Express, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Loan Express with other providers in Waco and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Loan Express has a rating of 4.8, which is better than 48% of providers in Waco.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Loan Express requests. It is always best to call ahead using the phone number on this page so Loan Express can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Loan Express also offers: Loan agency.