Payment 1 Loans operates as a consumer finance firm that provides short-term financing solutions, including personal and title loans, through local storefronts. The San Antonio location at 4114 W Commerce St ste 102 serves as a branch hub offering in-person applications and funding processes designed to expedite access to cash for qualifying borrowers. The organization emphasizes traditional collateral-based borrowing and policy-driven loan approvals, aligning with its stated focus on asset-backed options like vehicle title loans, while maintaining a pathway for quick funding upon approval. Its operational footprint includes local offices that facilitate direct customer interactions, document signing, lien processing for title loans, and on-site funding or immediate disbursement options. History and organizational scope appear rooted in providing accessible, short-term lending services within targeted Texas communities, with emphasis on compliance-driven procedures and standardized loan terms. The entity’s functions are oriented toward consumer finance, asset-backed lending, and branch-level customer service, rather than online-only services or broader investment activities.
Address
4114 W Commerce St ste 102, San Antonio, TX 78207
Phone
(210) 43 38 271Website
payment1.comBetter than 72% of providers in San Antonio
In addition to the primary service, Payment 1 Loans - San Antonio - W. Commerce also offers:
Links and information about Payment 1 Loans - San Antonio - W. Commerce:
Payment 1 is dedicated to providing personal and title loans. View details on our office in San Antonio, Texas.
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www.govinfo.govPayment 1 is dedicated to providing personal and title loans. View details on our office on W Commerce in San Antonio, Texas.
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Payment 1 Loans - San Antonio - W. Commerce is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payment 1 Loans - San Antonio - W. Commerce is listed as a financial service provider in San Antonio, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payment 1 Loans - San Antonio - W. Commerce to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payment 1 Loans - San Antonio - W. Commerce, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payment 1 Loans - San Antonio - W. Commerce with other providers in San Antonio and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payment 1 Loans - San Antonio - W. Commerce has a rating of 5.0, which is better than 72% of providers in San Antonio.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payment 1 Loans - San Antonio - W. Commerce requests. It is always best to call ahead using the phone number on this page so Payment 1 Loans - San Antonio - W. Commerce can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payment 1 Loans - San Antonio - W. Commerce also offers: Financial institution, Loan agency.