World Finance is a consumer finance organization that operates as a lender focused on personal installment loans and related financial services. Since its origins in Texas in the mid-20th century, the company has grown to serve communities across multiple states, emphasizing accessible credit options for individuals seeking smaller, structured loan products. Core operations center on offering installment loan programs, including credit-building pathways through timely repayment, and providing customer support aimed at clarifying loan terms and repayment schedules. The organization typically emphasizes local presence and community-oriented service, with branch networks positioned to assist customers with straightforward borrowing needs. Operational scope includes in-person consultations, application processing, underwriting decisions within standard regulatory frameworks, and ongoing account management for loan holders. The entity’s historical footprint reflects a pattern of leveraging regional branches to deliver basic financial services, including loan origination, repayment facilitation, and related administrative functions, while adhering to applicable state and federal lending requirements.
Better than 66% of providers in Plano
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
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Find answers to common questions
World Finance is listed as a financial service provider in Plano, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Plano and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 66% of providers in Plano.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.