InTouch Credit Union is a member-owned financial cooperative based in Plano, Texas. Its organizational model centers on democratic member control, with decisions influenced by the needs and priorities of account holders who share in ownership and governance. Historically, credit unions like InTouch emerged to provide accessible financial services through cooperative structures, emphasizing community-oriented banking and shared prosperity rather than profit maximization for external shareholders.
The institution operates within the broader credit union framework, offering financial services designed to support everyday banking needs, savings, and borrowing for members. Its scope typically includes member deposits, loan products, and standard financial services customary to credit unions, delivered through coordinated branches and support networks. As a community-based entity, InTouch Credit Union aligns services with member eligibility rules, internal governance processes, and compliance requirements that regulate member accounts, lending practices, and financial reporting. The organization thus functions as a locally rooted financial cooperative serving the Plano area and its surrounding communities.
Better than 38% of providers in Plano
In addition to the primary service, InTouch Credit Union also offers:
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InTouch Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
InTouch Credit Union is listed as a financial service provider in Plano, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask InTouch Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from InTouch Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare InTouch Credit Union with other providers in Plano and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
InTouch Credit Union has a rating of 4.1, which is better than 38% of providers in Plano.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents InTouch Credit Union requests. It is always best to call ahead using the phone number on this page so InTouch Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, InTouch Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial planner, Credit union, Mortgage lender.