World Finance is a consumer lending organization that operates through a network of branches offering personal installment loans and related financial services. The Midland, Texas location at 610 E Florida Ave Ste B serves as a local storefront within a broader statewide presence, delivering access to short- and medium-term financing options for qualifying borrowers. The organization emphasizes fixed-rate, fixed-payment loan products designed to address individual cash-flow needs and repayment planning. Its service model centers on in-person consultations to review borrower's financial situation, explain loan terms, and complete applications, with a focus on straightforward, weekly or monthly payment schedules rather than complex credit performance metrics. Historically, World Finance positions itself as a community-oriented lender, aiming to provide financing solutions to a wide range of credit profiles, including customers who may have limited access to traditional banking products. The Midland branch thus functions as a small-business gateway for local residents seeking personal installment financing within the company’s national footprint.
Better than 57% of providers in Midland
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
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Find answers to common questions
World Finance is listed as a financial service provider in Midland, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Midland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 57% of providers in Midland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.