Members Financial FCU is a member-owned financial cooperative serving individuals who share a common bond through a community-based field of membership. Located at 3100 Sunburst Dr, Midland, TX 79707, the organization operates as a credit union, distinguishing itself from traditional banks by member governance and a focus on returning value to participants. Established to provide accessible financial services, it shares core characteristics with credit unions, including democratic member control and limited profit motives aligned with member needs.
Historically, Members Financial FCU has evolved within the cooperative model to respond to local financial requirements, expanding its service footprint through appropriately regulated channels and facilities. Its primary functions typically include deposit-taking, loan origination and servicing, and related financial services designed for everyday financial management. The credit union’s operational scope remains aligned with its charter and regulatory framework, ensuring adherence to applicable laws, safety of funds, and standardized consumer protections.
Better than 20% of providers in Midland
In addition to the primary service, Members Financial FCU also offers:
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Members Financial FCU is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Members Financial FCU is listed as a financial service provider in Midland, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Members Financial FCU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Members Financial FCU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Members Financial FCU with other providers in Midland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Members Financial FCU has a rating of 3.7, which is better than 20% of providers in Midland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Members Financial FCU requests. It is always best to call ahead using the phone number on this page so Members Financial FCU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Members Financial FCU also offers: Credit union, ATM, Financial institution.