The Credit Union of Texas, located at 1020 Gross Rd, Mesquite, TX 75149, is a member-owned financial cooperative serving a regional membership with a focus on fostering financial stability and community stewardship. Established to provide accessible banking services, the organization operates as a not-for-profit institution, reinvesting earnings to benefit its members through member-centric products and services. Its organizational framework centers on democratic governance, with members voting to influence strategic directions and leadership choices.
Historically, Credit Union of Texas has evolved from a local financial cooperative to a broader community-focused institution, emphasizing safety, soundness, and member empowerment. Its primary functions include accepting deposits, safeguarding accounts, and offering various loan products designed to support personal financing, homeownership, and small-scale borrowing needs. The credit union emphasizes ethical standards, regulatory compliance, and prudent risk management to maintain financial stability for its membership. Operational scope extends across local branches and digital channels to provide accessible financial services while upholding cooperative principles and community-oriented values.
Better than 18% of providers in Mesquite
In addition to the primary service, Credit Union of Texas also offers:
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Credit Union of Texas is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Credit Union of Texas is listed as a financial service provider in Mesquite, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Union of Texas to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Union of Texas, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Union of Texas with other providers in Mesquite and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Union of Texas has a rating of 3.7, which is better than 18% of providers in Mesquite.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Union of Texas requests. It is always best to call ahead using the phone number on this page so Credit Union of Texas can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Union of Texas also offers: Credit union, ATM, Bank, Business banking service, Car finance and loan company, Financial institution, Investment service, Loan agency, Mortgage lender, Savings bank.