InTouch Credit Union is a member-owned financial cooperative serving its community from its McKinney, Texas location. The organization operates as a not-for-profit financial institution, offering an array of core banking services that support everyday financial needs. Its structure emphasizes member participation and governance, aligning strategic decisions with the interests of those who hold accounts and participate in the credit union’s programs.
Historically, InTouch Credit Union traces its evolution through a period of growth and service expansion within the Texas region. Its activities center on providing access to basic financial products and services, while maintaining a focus on prudent financial management and accountability to members. The credit union engages in typical cooperative operations, including savings, loans, and related financial services, with an emphasis on accessibility and reliability for its membership base. Operational scope remains centered on local and regional banking needs, underpinned by member-driven principles and cooperative governance.
Better than 4% of providers in McKinney
In addition to the primary service, InTouch Credit Union also offers:
InTouch Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
InTouch Credit Union is listed as a financial service provider in McKinney, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask InTouch Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from InTouch Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare InTouch Credit Union with other providers in McKinney and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
InTouch Credit Union has a rating of 1.7, which is better than 4% of providers in McKinney.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents InTouch Credit Union requests. It is always best to call ahead using the phone number on this page so InTouch Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, InTouch Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial planner, Credit union, Mortgage lender.