First Guaranty Bank, located at 8951 Synergy Dr #100 in McKinney, Texas, operates as a local community bank focusing on retail banking services and small-business financial needs within Collin County and surrounding communities. The institution traces its lineage back to early 20th-century Texas banking traditions, with a history shaped by legacy state-chartered banks that evolved through mergers and rebranding to meet evolving regulatory and market demands. Its primary functions include deposit-taking, loan origination, and basic treasury services for individuals and small businesses, underscoring a regional banking footprint rather than a large national presence. The bank emphasizes conventional financial products, client-focused service, and local decision-making, reflecting common practices of community-oriented lenders. Operational scope centers on branch-based customer engagement, standard consumer and commercial credit facilities, and routine cash management activities aligned with local economic needs. For stakeholders, this translates to accessible branch services, adherence to regulatory standards, and a focus on sustaining neighborhood financial ecosystems.
Better than 8% of providers in McKinney
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www.mapquest.comGuaranty Bank & Trust 5,521 followers on LinkedIn. Growing Strong Communities. Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913. The bank has grown and prospered over the years by continually meeting the financial needs of all the communities it serves. Being one of the oldest and most firmly established banks in the area, Guaranty Bank & Trust has built a reputation of conservative soundness that has served it well.
www.linkedin.comThe bank was founded in Hammond, Louisiana in 1934 as Guaranty Bank & Trust Company. In 1971, the bank was renamed First Guaranty Bank. In 1999, the bank acquired 13 branches from Bank One. In 2007, the company acquired Homestead Bancorp, Inc. for $13 million in cash. It also acquired Douglass National Bank of Kansas City.
en.wikipedia.orgSYNERGY BANK in McKinney, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in McKinney and beyond.
www.yelp.comA list of the major historical events of Guaranty Bank & Trust, N.A. at 100 W Arkansas St, Mount Pleasant, TX, 75455, including mergers and acquisitions.
www.usbanklocations.comThe Texas Department of Banking issued a charter to Guaranty State Bank on January 20, 1913. The bank's name changed to Guaranty Bond State Bank in 1927. In 1980, a year after adding trust powers, it created Guaranty Bancshares Inc. (GBI) and made it its holding company; the following year, the bank changed its name to Guaranty Bank. In 2002, it changed its name from Guaranty Bank to Guaranty Bond Bank.... In 1999, Guaranty Bank & Trust acquired First American Financial Corporation, with its...
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First Guaranty Bank is listed as a financial service provider in McKinney, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Guaranty Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Guaranty Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Guaranty Bank with other providers in McKinney and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Guaranty Bank has a rating of 2.6, which is better than 8% of providers in McKinney.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Guaranty Bank requests. It is always best to call ahead using the phone number on this page so First Guaranty Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Guaranty Bank also offers: Loan agency, Bank.