City Finance is a local lending organization operating from 1330 N McDonald St Ste 205, McKinney, Texas. Established to provide consumer financing solutions in the McKinney area, the entity functions as a direct lender serving residents seeking personal loan products and related financial services. Its presence within McKinney situates it among area financial service providers that support short-term credit needs and installment lending in the local market.
The organization’s activities center on facilitating access to credit for individuals and small-scale borrowers within its regulatory environment. As a local lender, City Finance is involved in loan origination, underwriting, and administration for its product offerings, with operations localized to Texas and its surrounding communities. The facility’s neighborhood location underscores its focus on community-level financial access and service delivery.
Address
1330 N McDonald St STE 205, McKinney, TX 75071
Phone
(972) 54 80 092Website
cityfinancetx.comBetter than 63% of providers in McKinney
Links and information about City Finance:
Not BBB Accredited. Financing in McKinney, TX. See BBB rating, reviews, complaints, and more.
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Find answers to common questions
City Finance is listed as a financial service provider in McKinney, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask City Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from City Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare City Finance with other providers in McKinney and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
City Finance has a rating of 4.9, which is better than 63% of providers in McKinney.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents City Finance requests. It is always best to call ahead using the phone number on this page so City Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, City Finance also offers: Loan agency.