Regional Finance operates as a locally focused consumer finance lender with branches in Texas, including a presence in McAllen. The organization emphasizes providing small-dollar loan products and related financial services to individuals and households within its service area, reflecting a community-oriented approach typical of regional lenders. Its history and operational footprint are tied to its network of storefront locations that offer accessible, face-to-face customer interactions and product options designed for customers seeking short-term financing solutions. Core functions include loan origination, customer service, and collections activities, all conducted within regulatory frameworks governing consumer lending in Texas. The operational scope centers on serving the greater McAllen area and neighboring communities through brick-and-mortar offices, with emphasis on local underwriting practices and management that align with regional market needs. The entity’s role within the broader financial services landscape is to provide credit access and related support services at the community level, consistent with the model of regional finance companies.
Address
2501 N 23rd St Suite 30, McAllen, TX 78501
Phone
(956) 68 20 015Website
branches.regionalfinance.comBetter than 19% of providers in McAllen
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Find answers to common questions
Regional Finance is listed as a financial service provider in McAllen, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in McAllen and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.5, which is better than 19% of providers in McAllen.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.