Parra Loan Co is a Southeast Texas consumer lending organization with a long-standing role in providing small-dollar installment loans to local communities. Founded in the early 1970s, the company has established a regional presence aimed at offering accessible borrowing options through bilingual, personal service. Its operations historically focus on consumer finance activities, including loan origination and servicing, within the Rio Grande Valley and surrounding South Texas markets.
The organization operates through multiple locations and emphasizes straightforward loan terms and transparency in its offerings. As a locally oriented lender, Parra Loan Co has cultivated familiarity with community needs and regulatory requirements governing consumer finance in Texas. Its profile within regional industry networks reflects a tradition of continuity and service in the personal lending landscape.
Better than 8% of providers in McAllen
Links and information about Parra Loan Co:
BBB Accredited since 9/7/1995. Loans in Rio Grande Cy, TX. See BBB rating, reviews, complaints, get a quote and more.
www.bbb.orgJaime Parra Jr. Brownsville, Texas, United States As President of Parra Loan Company, I’m proud to lead a family-owned business that has served South Texas since 1973. With over 36 years in the consumer finance industry, I’ve dedicated my career to building trust, supporting working families, and ensuring access to responsible, transparent installment loans. At Parra Loan Company, we believe lending should be honest and straightforward, with no hidden fees and no checking account access.... We...
www.linkedin.comBBB Accredited Loans near Pharr, TX. Your guide to trusted BBB Ratings, customer reviews and BBB Accredited businesses.
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basecreative.co.ukParra Loan Company offers fast, flexible signature loans from $100 to $1,760. No collateral needed, same-day funding, and friendly service you can trust.
parraloancompany.comOther providers in McAllen with similar ratings:
Parra Loan Co is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Parra Loan Co is listed as a financial service provider in McAllen, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Parra Loan Co to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Parra Loan Co, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Parra Loan Co with other providers in McAllen and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Parra Loan Co has a rating of 2.6, which is better than 8% of providers in McAllen.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Parra Loan Co requests. It is always best to call ahead using the phone number on this page so Parra Loan Co can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Parra Loan Co also offers: Loan agency.