Excel Finance is a financial services organization operating from 705 N 23rd St Ste 50, McAllen, Texas. Established in the late 1990s, the entity has developed a regional presence focused on consumer finance and related lending activities within Texas and neighboring states. Its activities center on providing accessible credit options to individuals and small borrowers, supported by a network of local relationships and partnerships.
The organization’s structure emphasizes local engagement and hands-on service, with a history that reflects growth through regional operations and community-informed lending practices. Primary functions typically include loan origination, underwriting, and portfolio management tailored to individual borrowers' needs, alongside administrative support for client accounts. Operational scope appears geographically concentrated in Texas, delivering services through a centralized office that coordinates lending operations, customer service, and compliance processes. This profile highlights a local-finance model, prioritizing proximity to customers and continuity of service.
Better than 54% of providers in McAllen
Links and information about Excel Finance:
Excel Finance Company 262 followers on LinkedIn. Founded in 1999, Excel, through various lending subsidiaries, is a leading provider of consumer and auto loans across Texas and Louisiana. Additionally, Excel is an active buyer of locally-owned finance companies throughout Texas and Louisiana. Excel provides local business owners with an exit strategy, while providing a post-closing business model which preserves customer relationships that have been built over years of hard work.
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Excel Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Excel Finance is listed as a financial service provider in McAllen, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Excel Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Excel Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Excel Finance with other providers in McAllen and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Excel Finance has a rating of 5.0, which is better than 54% of providers in McAllen.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Excel Finance requests. It is always best to call ahead using the phone number on this page so Excel Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Excel Finance also offers: Loan agency.