B & F Finance is a consumer finance organization with a longstanding presence in Texas and Oklahoma, focusing on offering installment lending services to local communities. The firm traces its history to the early 1970s, with origins connected to collaborations between founders who established a network of loans across multiple Texas locations and, later, in neighboring states. Its structure involves individual operating entities licensed in the states where each location resides, contributing to a distributed footprint rather than a single centralized operation. The organization’s primary function centers on providing short- to mid-term installment loans to customers, prioritizing accessibility and streamlined service for borrowers who may have limited credit histories. Historically, growth has come through expansion into new markets within Texas and into Oklahoma, expanding the number of operating locations over time. Operational scope includes consumer lending activities conducted through locally licensed subsidiaries, with emphasis on customer service as a core aspect of its business model.
Better than 19% of providers in McAllen
Links and information about B & F Finance:
B&F Finance provides online quick loans & online personal loans all across Texas and Oklahoma. Bad credit accepted! Quick, safe, & convenient loans!
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Find answers to common questions
B & F Finance is listed as a financial service provider in McAllen, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask B & F Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from B & F Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare B & F Finance with other providers in McAllen and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
B & F Finance has a rating of 4.5, which is better than 19% of providers in McAllen.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents B & F Finance requests. It is always best to call ahead using the phone number on this page so B & F Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, B & F Finance also offers: Loan agency.