Regional Finance is a network of consumer finance companies specializing in short-term personal loans and installment lending. The organization operates through localized storefronts and loan offices, providing borrowers with access to small-dollar financing solutions and related services. Its business model centers on local underwriting and customer service, with an emphasis on quick funding and flexible repayment options.
Historically, Regional Finance emerged as a regional player in consumer lending, expanding through multiple locations to serve credit-conscious customers who may have limited access to traditional banking products. The organization typically emphasizes straightforward loan products, transparent terms, and community-focused lending practices within its service areas. Its activities primarily involve originating loans, collecting repayments, and servicing accounts, with regulatory compliance guiding disclosures and collections practices.
Location-specific note: 4509 50th St, Lubbock, TX 79414, is one of its neighborhood offices, contributing to the broader regional footprint. The facility supports in-person interactions, loan origination, and customer assistance tailored to local regulations and market conditions.
Better than 27% of providers in Lubbock
Links and information about Regional Finance:
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Lubbock, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Lubbock and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.8, which is better than 27% of providers in Lubbock.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.