Payment 1 Loans - Lubbock is a microfinance-style lender operating from 2302 19th St, Lubbock, TX 79401. The organization focuses on providing short-term personal and title loan products, positioning itself as a local financing option for residents seeking rapid liquidity. Its Lubbock location appears to function as a storefront office supporting in-person applications, document intake, underwriting, and loan disbursement.
Historically, Payment 1 Loans has expanded a network of branch offices across Texas, offering collateralized and unsecured loan options geared toward accessible funding for customers with modest credit profiles. The Lubbock branch likely adheres to the broader company model of underwriting quickly and funding promptly, often leveraging vehicle titles for secured loans. Operational scope includes standard loan lifecycle activities: application intake, document verification, underwriting, approval, funding, and repayment management. The location’s activities are typical of neighborhood financial service providers aiming to serve nearby community members with flexible terms and straightforward processes.
Better than 52% of providers in Lubbock
Links and information about Payment 1 Loans - Lubbock:
Payment 1 is dedicated to providing personal and title loans. View details on our office in Lubbock, Texas.
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www.govinfo.govRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Payment 1 Loans - Lubbock is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payment 1 Loans - Lubbock is listed as a financial service provider in Lubbock, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payment 1 Loans - Lubbock to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payment 1 Loans - Lubbock, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payment 1 Loans - Lubbock with other providers in Lubbock and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payment 1 Loans - Lubbock has a rating of 4.9, which is better than 52% of providers in Lubbock.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payment 1 Loans - Lubbock requests. It is always best to call ahead using the phone number on this page so Payment 1 Loans - Lubbock can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payment 1 Loans - Lubbock also offers: Loan agency.