ALLIANCE Credit Union is a member-owned financial cooperative serving individuals who share a common bond within its field of membership. Established to provide financial services rooted in cooperative principles, the organization operates as a nonprofit financial institution with a governance structure that includes elected volunteer boards and member-owners. Its history reflects the broader trajectory of credit unions in the United States, focusing on democratic control, personal service, and the reinvestment of earnings into member benefits rather than external shareholders.
The credit union’s primary functions center on safeguarding members’ financial assets and facilitating access to a range of banking products and services. These typically include deposit accounts, lending options, and financial education resources designed to support prudent money management. Operationally, ALLIANCE Credit Union conducts day-to-day banking activities, maintains compliance with applicable federal and state regulations, and serves its community through local membership programs and partnerships, all within its designated service area.
Better than 27% of providers in Lubbock
In addition to the primary service, ALLIANCE Credit Union also offers:
Other providers in Lubbock with similar ratings:
ALLIANCE Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
ALLIANCE Credit Union is listed as a financial service provider in Lubbock, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask ALLIANCE Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from ALLIANCE Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare ALLIANCE Credit Union with other providers in Lubbock and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
ALLIANCE Credit Union has a rating of 4.8, which is better than 27% of providers in Lubbock.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents ALLIANCE Credit Union requests. It is always best to call ahead using the phone number on this page so ALLIANCE Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, ALLIANCE Credit Union also offers: Credit union, ATM, Bank, Mortgage lender.