Parra Loan Company is a regional personal-lending organization serving communities in southern Texas, with a history extending back to the mid-1970s. The firm specializes in consumer signature loans, emphasizing quick access to funds and straightforward underwriting without collateral. Its operations are anchored in a bilingual staff model, enabling outreach to both English- and Spanish-speaking customers within its local footprint.
The organization positions itself as a community-focused lender, aiming to provide fast, simple loan products and accessible service at multiple nearby branches. Its offerings are designed around quick approval and same-day funding, reflecting a business model that prioritizes speed and customer convenience while maintaining a local presence in the surrounding area. Parra Loan Company’s stated mission highlights ongoing commitment to reliable service and longstanding community ties.
Address
1219 San Dario Ave Unit 2, Laredo, TX 78040
Phone
(956) 51 67 920Website
parraloancompany.comBetter than 66% of providers in Laredo
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Parra Loan Company is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Parra Loan Company is listed as a financial service provider in Laredo, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Parra Loan Company to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Parra Loan Company, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Parra Loan Company with other providers in Laredo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Parra Loan Company has a rating of 5.0, which is better than 66% of providers in Laredo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Parra Loan Company requests. It is always best to call ahead using the phone number on this page so Parra Loan Company can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Parra Loan Company also offers: Loan agency.