World Finance is a consumer finance organization that operates as a network of local loan offices providing personal installment loans. Established as part of a broader community-focused lending model, the organization emphasizes accessible borrowing options for a wide range of credit profiles, offering fixed-rate, fixed-payment loans to customers seeking financing for purchases, debt consolidation, or unexpected expenses. Its footprint spans multiple markets in Texas and other states, reflecting a decentralized approach that centers on neighborhood outreach and local customer service. Historically, the World Finance model has positioned itself as a consumer-oriented lender with a focus on straightforward loan terms and responsive support, aligning with community banking sensibilities rather than large, centralized programs. The organization’s core functions include intake of loan applications, eligibility assessment, loan disbursement, and ongoing account management, all guided by state regulatory standards and the lender’s internal underwriting practices. The operational scope encompasses storefront offices, in-person consultations, and borrower education within its service areas.
Better than 59% of providers in Houston
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
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writers.work1905-1933 Gessner Rd, Houston, TX 77080. This space can be viewed on LoopNet.
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Find answers to common questions
World Finance is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.9, which is better than 59% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.