Third Gen Loan Co., Inc. is a Houston-based small lender that operates as a consumer installment lender, providing short- to mid-term financial products primarily to individuals seeking personal loan solutions. The company’s address at 2040 N Loop W Ste. 335 places it within the broader Houston metropolitan area, aligning with a footprint focused on local customers rather than nationwide banking operations. Historically, entities with similar names in the region have positioned themselves as alternative financing options outside traditional bank channels, emphasizing accessible credit in communities with varied credit profiles. Primary functions typically include underwriting, processing, funding of loans, and basic account services for borrowers, with an emphasis on straightforward repayment terms and rapid funding where regulatory compliance and licensing requirements permit. Operational scope generally centers on Texas, leveraging state-specific consumer lending laws and licensing requirements to offer installment products, as well as customer service to support loan administration and payment management. This profile avoids promotional language and focuses on the entity’s basic lending activities and jurisdictional context.
Better than 59% of providers in Houston
Links and information about Third Gen Loan Co., Inc.:
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Find answers to common questions
Third Gen Loan Co., Inc. is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Third Gen Loan Co., Inc. to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Third Gen Loan Co., Inc., be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Third Gen Loan Co., Inc. with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Third Gen Loan Co., Inc. has a rating of 4.9, which is better than 59% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Third Gen Loan Co., Inc. requests. It is always best to call ahead using the phone number on this page so Third Gen Loan Co., Inc. can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Third Gen Loan Co., Inc. also offers: Loan agency.