Texas FHA Home Loans operates as a Texas-based mortgage firm specializing in Federal Housing Administration (FHA) insured financing options. The organization positions itself within the broader Texas mortgage landscape as a lender that supports homebuyers through FHA programs, including guidance on loan qualification, down payment considerations, and FHA-specific requirements. Its local Houston presence serves as a point of contact for clients exploring FHA-financed purchases and related services.
Historical context and scope indicate an emphasis on accessible homeownership through insured loans, with a focus on qualifying borrowers who may benefit from lower down payments and more flexible credit criteria typical of FHA products. The entity’s primary functions likely include loan origination, counseling on FHA eligibility, and coordination with FHA guidelines to facilitate transactions within Texas. Operationally, the organization appears to serve clients seeking FHA-backed financing within the Houston area and potentially broader Texas markets, aligning its activities with state regulatory frameworks governing FHA lending.
Better than 51% of providers in Houston
In addition to the primary service, Texas FHA Home Loans also offers:
Links and information about Texas FHA Home Loans:
FHA loans in Houston are lenient, only requires 3.5% down payment; easy to qualify for with 580 mid FICO score requirement. FHA mortgages in Houston by TexasFHA.org is tough to beat.
texasfha.org1011 San Jacinto Blvd. Suite 500,Austin,Texas 78701 http://www.bcloftexas.org BCL of Texas Business and Community Lenders 400 S. Zang Blvd. Suite 1220,Dallas,Texas 75208 http://www.bcloftexas.org... Page of 7 24 HAF Grantee Plan - - Extracted HAFP-0096 Texas Department of Housing and Community Affairs 02/15/2022 22:14:32 Organization Name Organization Address Organization Website Organization Primarily Serves LMI... Proyecto Azteca P.O. Box 27, San Juan, Texas 78589...
home.treasury.govAt Champions Mortgage, we specialize in FHA Loans, a great option for first-time homebuyers, buyers with lower credit scores, and those looking for low down
championsmortgageteam.comYour local Houston mortgage lender for new home purchases and mortgage refinance. Low rates, low fees and fast closings.
lonestarfinancing.comHouston FHA Loans are a great choice for first-time homebuyers. 3.5% Minimum down payment and easier credit qualifying.
flagstonemortgage.comOther providers in Houston with similar ratings:
Texas FHA Home Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Texas FHA Home Loans is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Texas FHA Home Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Texas FHA Home Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Texas FHA Home Loans with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Texas FHA Home Loans has a rating of 4.7, which is better than 51% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Texas FHA Home Loans requests. It is always best to call ahead using the phone number on this page so Texas FHA Home Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Texas FHA Home Loans also offers: Mortgage lender, Mortgage broker.