Smart Choice Mortgage, LLC is a licensed mortgage broker based in Houston, Texas, with operations centered on facilitating residential mortgage loans and related services. The organization appears to operate from a single Houston address, indicating a localized footprint within the broader Texas housing finance market. Historically, mortgage brokers in this sector have evolved to support borrowers through the loan qualification process, comparing product options from multiple lenders and coordinating the necessary documentation for underwriting. Primary functions typically include pre-qualification discussions, loan application assistance, rate and program comparisons, and coordination of appraisal, title, and closing processes. The firm’s scope generally encompasses conventional, FHA, VA, and other standard mortgage products, along with guidance on credit considerations and debt-to-income calculations. Operational emphasis often lies in client communication, timely processing, and adherence to state licensing and federal disclosure requirements. For transparency and compliance, users should verify licensure status, regulatory compliance history, and current service offerings with official state and federal resources.
Address
11011 Richmond Ave. #830b, Houston, TX 77042
Phone
(877) 27 65 550Website
smartchoicemtg.comBetter than 67% of providers in Houston
Links and information about Smart Choice Mortgage, LLC:
Get more information for Smart Choice Financial Service Inc in Houston, TX. See reviews, map, get the address, and find directions.
www.mapquest.comFind out how we more than doubled the monthly organic search traffic for our finance client’s website.
thesearchinitiative.comGet more information for Houston Mortgage Loans LLC in Houston, TX. See reviews, map, get the address, and find directions.
www.mapquest.comWhen you and I search for safety information, health advice, or guidance on major purchases, we want trustworthy insights. Google categorizes these high-stakes topics as “Your Money or Your Life” (YMYL) because they impact people’s finances, happiness, and well-being.
www.linkedin.comNot BBB Accredited. Mortgage Broker in Houston, TX. See BBB rating, reviews, complaints, and more.
www.bbb.orgGoogle's E-E-A-T standards are crucial for financial and insurance content. Learn how financial services firms can demonstrate Experience, Expertise, Authoritativeness and Trust for YMYL topics.
www.accuracast.comExplore the importance of Your Money or Your Life (YMYL) topics in finance, where accuracy and trust are essential to protecting users’ financial stability and well-being. Learn how to assess, create, and scrutinize financial content to meet the highest standards of reliability
www.concretecms.comOther providers in Houston with similar ratings:
Smart Choice Mortgage, LLC is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Smart Choice Mortgage, LLC is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Smart Choice Mortgage, LLC to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Smart Choice Mortgage, LLC, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Smart Choice Mortgage, LLC with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Smart Choice Mortgage, LLC has a rating of 5.0, which is better than 67% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Smart Choice Mortgage, LLC requests. It is always best to call ahead using the phone number on this page so Smart Choice Mortgage, LLC can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Smart Choice Mortgage, LLC also offers: Mortgage lender.