Regional Finance is a consumer finance company that provides short-term personal loans and related financial services through a network of branches, including its Houston location at 1804 Wirt Rd. The organization operates within a nationwide footprint focused on accessible lending solutions for customers who seek quick funding options and straightforward repayment terms. Its business model centers on in-person customer service, local underwriting, and rapid loan processing to address immediate cash needs. Regional Finance emphasizes branch-level support, with staff trained to discuss loan products, repayment schedules, and eligibility requirements in a transparent, community-oriented environment. The Houston site contributes to the company’s overall regional coverage, offering residents nearby access to the lender’s standard product lineup and customer-service processes. Because the entity operates as a regulated lending provider, it adheres to applicable state and federal regulations governing small-dollar loans and consumer finance. The organization’s history includes growth through multiple branches aimed at broadening access to financial services for underserved customers.
Better than 45% of providers in Houston
Links and information about Regional Finance:
REGIONAL FINANCE, 1804 Wirt Rd, Houston, TX 77055, 3 Photos, Mon - 9:00 am - 6:00 pm, Tue - 9:00 am - 6:00 pm, Wed - 9:00 am - 6:00 pm, Thu - 9:00 am - 6:00 pm, Fri - 9:00 am - 6:00 pm, Sat - Closed, Sun - Closed
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Find answers to common questions
Regional Finance is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.2, which is better than 45% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.