Optima Mortgage Corporation appears to be a Houston-based mortgage brokerage/lending entity that operates within the residential mortgage sector. The organization traces its origins to the mid-2000s, with founders positioned to offer brokerage services to homebuyers and borrowers in the Houston metropolitan area. Its core functions historically include originating and processing mortgage loans, coordinating with lenders, and serving clients through the loan approval lifecycle.
Operational scope for this entity is centered on assisting clients with home purchase financing, refinances, and related advisory support within Texas. The firm emphasizes professional service and client care as part of its organizational mission, reflecting a focus on efficiency and speed in handling mortgage transactions. Its activities are typically conducted through local offices in Houston, with emphasis on navigating underwriting requirements and loan product selection to align with borrower needs.
Address
3100 Richmond Ave. #311, Houston, TX 77098
Phone
(832) 72 48 607Website
optimahomeloans.comLinks and information about Optima Mortgage Corporation:
Specialties: Specializing in Reverse Mortgage solutions for Seniors ages 62+ in Texas; specializing in both residential purchase and refinance mortgages throughout the State of Texas Established in 2004. Providing residential mortgage solutions for both purchase and refinance and serving my clients throughout the State of Texas with Fairway Mortgage in Houston TX since January 2004 NMLS #2289 NMLS #168854 Texas Consumer Complaint and Recovery Fund Notice - bit.ly/FIMCDisclosures
www.yelp.comOur mission is to serve borrowers with integrity and professionalism. The Optimum Mortgage Company was established in 2005 by Sharlene Teng. Having served for a number of years in the industry as a loan originator, she decided to serve clients better by creating her own company. Since then, the company has built a strong reputation as a dedicated mortgage brokerage company by servicing the needs of the community with care, quality, and speed.
optimamtg.comAs your trusted mortgage agency in Houston and neighborhood communities, we offer fast, friendly local assistance. Call, click, or visit our office!
www.texasmainstreet.comOptima Financial Group parent company of Optima Tax Relief and Debtmerica. Our mission is to help clients achieve financial freedom with trusted, personalized services.
www.optimafinancialgroup.comAs an experienced mortgage lender in Houston, Texas, you can count on us to guide you through the mortgage process.
mortgage.snmc.comGet more information for Optima Financial Inc in Houston, TX. See reviews, map, get the address, and find directions.
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www.optima-mortgage.comFind answers to common questions
Optima Mortgage Corporation is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Optima Mortgage Corporation to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Optima Mortgage Corporation, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Optima Mortgage Corporation with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Optima Mortgage Corporation has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Optima Mortgage Corporation requests. It is always best to call ahead using the phone number on this page so Optima Mortgage Corporation can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Optima Mortgage Corporation also offers: Mortgage lender.