Oportun is a financial services organization that operates primarily as a consumer lender focused on providing accessible credit products in the United States. Established to serve underserved and thin-file borrowers, the company emphasizes a mission-driven approach to expand financial inclusion. Its business model centers on issuing small- to mid-sized installment loans with an emphasis on transparent terms and straightforward repayment structures. Oportun traces its growth through a combination of branch-based service points and digital channels, enabling customers to access credit alongside educational resources aimed at helping borrowers manage finances more effectively. Historically, the organization has positioned itself as a practical option within the mainstream lending landscape, seeking to fill gaps left by traditional banks by offering product offerings tailored to individuals with limited credit history. Operationally, the firm conducts lending activities across multiple markets in the United States, leveraging a data-informed underwriting approach to assess risk and determine appropriate loan terms for customers.
Address
Plaza Americas, 7584 Bellaire Blvd, Houston, TX 77036
Phone
(713) 36 92 730Website
oportun.comBetter than 59% of providers in Houston
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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www.reddit.comMonday - Saturday 11AM - 8PM Sunday 11AM - 7PM 713.777.1111 [email protected] 201 Sharpstown Center Houston, TX 77036 201 Sharpstown Center Houston, TX 77036
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 59% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.