Bank of America Mortgage operates as a financial services arm within the broader Bank of America corporation, focusing on residential real estate lending and related banking activities. The organization maintains a structured approach to mortgage origination, processing, underwriting, and funding, aligning with standard industry practices for home loans. Its operations typically involve collaboration with real estate professionals, title entities, and homebuyers to facilitate financing solutions across various loan programs and repayment options.
Historically, large national banks have expanded mortgage divisions to address consumer demand for home financing, leveraging centralized underwriting standards and nationwide processing networks. The Houston area presence at 7455 Farm to Market 1960 Rd W supports regional lending operations, client service, and compliance with applicable state and federal regulations. The entity’s scope generally encompasses loan application intake, credit evaluation, appraisal coordination, and loan disbursement, as well as ongoing servicing activities required to manage mortgage accounts. Overall, the organization functions as a residential mortgage provider within the framework of a large, diversified financial institution.
Address
7455 Farm to Market 1960 Rd W, Houston, TX 77070
Phone
(346) 99 85 029Website
bankofamerica.comBetter than 33% of providers in Houston
In addition to the primary service, Mortgage, Bank of America also offers:
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Mortgage, Bank of America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Mortgage, Bank of America is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Mortgage, Bank of America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Mortgage, Bank of America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Mortgage, Bank of America with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Mortgage, Bank of America has a rating of 2.3, which is better than 33% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Mortgage, Bank of America requests. It is always best to call ahead using the phone number on this page so Mortgage, Bank of America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Mortgage, Bank of America also offers: Mortgage lender, Mortgage broker.