Montana Capital Car Title Loans is a title-secured lending company that provides short-term loans backed by the borrower’s vehicle title. The organization positions itself as offering fast, straightforward borrowing options that rely on vehicle equity rather than solely on credit history. Its core model uses the borrower’s car value to determine loan eligibility and principal, with repayment terms designed to fit within state regulatory frameworks.
The entity traces its public-facing history to the mid-2000s, expanding beyond its origins to operate across multiple states through a standardized loan process. Primary functions include evaluating vehicle value, underwriting title-secured loans, and funding borrowers quickly while retaining the vehicle title as collateral. Operational scope centers on accessibility, customer information, and compliance with applicable lending regulations to deliver funds for emergencies or planned expenditures.
Note: The address provided corresponds to a Houston, Texas location, reflecting the organization’s regional footprint within a broader nationwide operation. This description focuses on the organization’s nature, historical development, and principal activities without endorsing or ranking services.
Address
2804 N Shepherd Dr Ste 100, Houston, TX 77008
Phone
(360) 32 21 329Website
montanacapital.comBetter than 48% of providers in Houston
Links and information about Montana Capital Car Title Loans:
Montana Capital Car Title Loans is happy to help many customers across the US to get a bad credit personal loan for any need. Call us or apply online!
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Find answers to common questions
Montana Capital Car Title Loans is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Montana Capital Car Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Montana Capital Car Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Montana Capital Car Title Loans with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Montana Capital Car Title Loans has a rating of 4.5, which is better than 48% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Montana Capital Car Title Loans requests. It is always best to call ahead using the phone number on this page so Montana Capital Car Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Montana Capital Car Title Loans also offers: Loan agency.