Michael Lance operates as a loan officer based in Houston, Texas, with an enterprise location listed at 7676 Hillmont Street in the 77040 area. His professional role centers on originating and coordinating residential mortgage financing, typically acting within a local lending ecosystem to facilitate loan applications, document collection, and liaison with underwriting teams. The Houston area context suggests engagement with regional lenders and mortgage brokers, emphasizing local market knowledge, regulatory compliance, and customer communication throughout the loan process.
Historical context for such roles in Houston emphasizes alignment with community mortgage needs, including standardized loan products and adherence to federal and state lending regulations. The primary functions likely include assessing borrower creditworthiness, explaining loan options, gathering income and asset information, and coordinating with appraisal and title processes. Operational scope generally covers residential loan origination activities within the greater Houston metropolitan area, leveraging local networks to support timely processing and accurate disclosures while maintaining adherence to industry standards and best practices.
Address
7676 Hillmont St, Houston, TX 77040
Phone
(713) 25 59 630Links and information about Michael Lance - Houston, Texas - Loan Officer:
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Michael Lance - Houston, Texas - Loan Officer is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Michael Lance - Houston, Texas - Loan Officer to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Michael Lance - Houston, Texas - Loan Officer, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Michael Lance - Houston, Texas - Loan Officer with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Michael Lance - Houston, Texas - Loan Officer has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Michael Lance - Houston, Texas - Loan Officer requests. It is always best to call ahead using the phone number on this page so Michael Lance - Houston, Texas - Loan Officer can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Michael Lance - Houston, Texas - Loan Officer also offers: Mortgage lender.