LJC Financial is a Texas-based private lender focused on real estate investment financing, with its footprint centered in Houston. Established in 2007, the organization operates within the asset-based lending space, providing specialized funding geared toward real estate investors rather than traditional mortgage products. Its activities emphasize fast, property-centric underwriting and loan structures designed to accommodate short- and mid-term investment strategies. Primary programs typically include fix-and-flip finance, bridge loans, rental-property financing, and cash-out refinancing, supporting transactions tied to residential, commercial, and land opportunities. The lender’s approach centers on leveraging asset value and project-specific merit to determine loan terms, rather than relying solely on standard credit metrics. Operational scope appears to cover Texas markets, with a concentration in the greater Houston area and adjacent investment corridors. The organization communicates a hands-on, market-aware stance intended to facilitate timely closings and project execution for experienced real estate professionals.
Address
5340 Weslayan St Suite 273395, Houston, TX 77005
Phone
(713) 31 40 350Website
ljcfinancial.comIn addition to the primary service, LJC Financial also offers:
Links and information about LJC Financial:
LJC Financial LLC Company is a lender in Houston, TX, for private hard money loans on residential, commercial, and vacant land properties
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thesearchinitiative.comNavigating Texas Real Estate Investments with Precision LJC Financial, your premier hard money lender in Texas, has been empowering real estate investors with flexible financing solutions since 2007. Specializing in fix and flips, bridge loans, rental property financing, and cash out refinancing, we're committed to fueling your investment success without the constraints
ljcfinancial.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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LJC Financial is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask LJC Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from LJC Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare LJC Financial with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
LJC Financial has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents LJC Financial requests. It is always best to call ahead using the phone number on this page so LJC Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, LJC Financial also offers: Mortgage lender, Loan agency.