Holly Whitney serves as a Branch Manager at Rate, a Houston-based mortgage lender operating under NMLS designation 457611. The organization maintains a local footprint at 2603 Augusta Drive, Suite 420, Houston, TX 77057, where its licensed staff provide mortgage originations and related services to area borrowers. Rate’s Houston presence centers on conventional loan programs, residential mortgage products, and client-facing support within a regulated, licensed framework. The entity’s history in this location reflects a focus on community-based lending practices and adherence to state and federal mortgage requirements. Primary functions include loan origination, processing coordination, and collaboration with managing personnel to facilitate loan approval workflows. Operational scope appears to encompass client consultations, application intake, documentation review, and coordination with underwriting and closing processes. The office’s leadership structure includes roles tied to lending strategy and regional management, underscoring an emphasis on compliant, service-oriented mortgage delivery within the broader Rate network.
In addition to the primary service, Holly Whitney at Rate (NMLS #457611) also offers:
Links and information about Holly Whitney at Rate (NMLS #457611):
Find a Rate loan officer in Houston, TX to get an affordable home purchase, refinance a mortgage or use your home equity. Contact the team at Rate today!
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Holly Whitney at Rate (NMLS #457611) is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Holly Whitney at Rate (NMLS #457611) to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Holly Whitney at Rate (NMLS #457611), be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Holly Whitney at Rate (NMLS #457611) with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Holly Whitney at Rate (NMLS #457611) has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Holly Whitney at Rate (NMLS #457611) requests. It is always best to call ahead using the phone number on this page so Holly Whitney at Rate (NMLS #457611) can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Holly Whitney at Rate (NMLS #457611) also offers: Mortgage lender, Mortgage broker.