Fran Smith serves as a Regions Mortgage loan officer, operating within the organization’s mortgage lending framework. The role centers on facilitating residential mortgage transactions, assessing borrower eligibility, and coordinating with clients through the loan process from application to closing. This function relies on standardized underwriting guidelines and regional production standards to support home financing needs.
The office location at 3773 Richmond Ave, Suite 1100, Houston, TX 77046 situates the practice within a metropolitan lending environment. The professional engages with internal teams and external partners to manage loan origination workflows, verify documentation, and ensure compliance with applicable federal and state regulations. The scope of responsibilities typically encompasses client intake, product selection guidance within approved loan programs, and liaison activities to advance loan processing toward timely fulfillment while maintaining proper record-keeping and customer communication.
Find answers to common questions
Fran Smith - Regions Mortgage Loan Officer is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Fran Smith - Regions Mortgage Loan Officer to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Fran Smith - Regions Mortgage Loan Officer, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Fran Smith - Regions Mortgage Loan Officer with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Fran Smith - Regions Mortgage Loan Officer has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Fran Smith - Regions Mortgage Loan Officer requests. It is always best to call ahead using the phone number on this page so Fran Smith - Regions Mortgage Loan Officer can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Fran Smith - Regions Mortgage Loan Officer also offers: Mortgage lender.