Bonnie-Bong Ngo, acting as loan officer for Loan Factory, operates within a mortgage brokerage framework that connects borrowers with lenders to facilitate home financing. The Houston branch at 10008 Bellaire Blvd, Ste 203, aligns with Loan Factory’s regional presence in Texas, offering local access for prospective borrowers seeking mortgage guidance and processing support. Historically, Loan Factory positions itself as a private mortgage broker with a focus on providing streamlined service and access to multiple lending partners, enabling various loan products and terms through its network. The organization’s primary functions include intake and assessment of borrower needs, preparation of credit and income documentation, rate shopping across affiliated lenders, and coordination of loan disclosures and timelines. Their operational scope appears concentrated in the Houston area, with a broader national framework typical of mortgage broker networks, supporting residential financing activities and related compliance processes. This combination of local accessibility and brokered lender options helps define the organization’s role in the Texas mortgage landscape.
Address
10008 Bellaire Blvd STE 203, Houston, TX 77072
Phone
(832) 31 03 517Website
bonniemortgage.comBetter than 67% of providers in Houston
Links and information about Bonnie-Bong Ngo-Loan officer | Loan Factory:
Welcome to the Loan Factory Branch family. Houston, Texas - 10008 Bellaire Boulevard, Ste 203, Houston, TX 77072. Contact us: (832) 990-9999
www.loanfactory.comEstablished in 2006. Loan Factory is a private mortgage broker company headquartered in San Jose, California. Our mission is to provide amazing mortgage rates while combined with the best customer service. We believe that we can accomplish these two goals at the same time with the use of technology and the willing to help our customers. In order to achieve these goals, we: 1. Work with selected lenders who have the lowest rates. 2. Reduce the overhead cost such as advertising and operate...
www.yelp.comNot BBB Accredited. Mortgage Broker in Houston, TX. See BBB rating, reviews, complaints, and more.
www.bbb.orgGet your home loan funded fast with Loan Factory. Find a local branch and speak with our experts today. We streamline the process for quick approvals.
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Bonnie-Bong Ngo-Loan officer | Loan Factory is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Bonnie-Bong Ngo-Loan officer | Loan Factory is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Bonnie-Bong Ngo-Loan officer | Loan Factory to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Bonnie-Bong Ngo-Loan officer | Loan Factory, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Bonnie-Bong Ngo-Loan officer | Loan Factory with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Bonnie-Bong Ngo-Loan officer | Loan Factory has a rating of 5.0, which is better than 67% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Bonnie-Bong Ngo-Loan officer | Loan Factory requests. It is always best to call ahead using the phone number on this page so Bonnie-Bong Ngo-Loan officer | Loan Factory can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Bonnie-Bong Ngo-Loan officer | Loan Factory also offers: Mortgage broker.