Resource One Credit Union is a member-owned financial cooperative serving individuals who share a common bond within its field of membership. Established to provide accessible banking services, the organization operates as a not-for-profit financial institution that channels earnings back to its members through member-focused products and services. Its structure emphasizes democratic governance, with members electing representatives to participate in decision-making and oversight.
The credit union offers core financial functions typical of credit unions, including deposit accounts, lending products, and related financial services. Its operations are designed to facilitate everyday banking needs, support savings and credit access, and promote financial inclusion within the local community. Service delivery emphasizes branch-based and member-facing interactions, with an emphasis on personalized guidance and cooperative principles. Through its history, Resource One Credit Union has aimed to provide affordable financial solutions, prudent risk management, and responsive service within its designated field of membership, reflecting the broader mission of credit unions to prioritize members’ financial well-being.
Better than 40% of providers in Garland
In addition to the primary service, Resource One Credit Union also offers:
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Resource One Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Resource One Credit Union is listed as a financial service provider in Garland, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Resource One Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Resource One Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Resource One Credit Union with other providers in Garland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Resource One Credit Union has a rating of 4.3, which is better than 40% of providers in Garland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Resource One Credit Union requests. It is always best to call ahead using the phone number on this page so Resource One Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Resource One Credit Union also offers: Credit union, ATM, Bank.