Loan Factory appears to be a lending organization operating out of Garland, Texas, engaged in providing consumer loans and related financial services within the local market. The entity’s presence at a Garland address situates it within a dense Dallas–Fort Worth suburban banking and lending environment, where several proximity lenders offer installment and personal loan products. Historically, community-based lenders in the region have aimed to serve borrowers with accessible credit options, often emphasizing streamlined applications and local service. Primary functions typically include underwriting and funding small- to mid-sized loans, customer intake and document collection, and servicing loan accounts within a defined geographic scope. The organization’s operational footprint is concentrated in Texas, with emphasis on serving residents of Garland and neighboring communities. As a lender operating under state regulations, it would be subject to applicable Texas finance and consumer lending laws, including licensing and compliance requirements relevant to short- and installment-loan activities.
Links and information about Loan Factory:
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www.accuracast.comEstablished in 2006. Loan Factory is a private mortgage broker company headquartered in San Jose, California. Our mission is to provide amazing mortgage rates while combined with the best customer service. We believe that we can accomplish these two goals at the same time with the use of technology and the willing to help our customers. In order to achieve these goals, we: 1. Work with selected lenders who have the lowest rates. 2. Reduce the overhead cost such as advertising and operate...
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Loan Factory is listed as a financial service provider in Garland, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Loan Factory to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Loan Factory, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Loan Factory with other providers in Garland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Loan Factory has a rating of 0.0, compared to the city average of 4.2.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Loan Factory requests. It is always best to call ahead using the phone number on this page so Loan Factory can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Loan Factory also offers: Loan agency.