Second Chance Loans is a financial services organization operating from 5300 Town and Country Blvd #120 in Frisco, Texas. Its services are designed to assist borrowers who may have limited or challenged credit histories, situating the organization within the subprime lending segment. The entity’s public-facing materials describe its role in facilitating access to funds, with an emphasis on offering loan options to clients who might not qualify for traditional financing.
The organization appears to focus on underwriting that accounts for past credit events while aiming to deliver capital solutions for short- to mid-term needs. Its footprint within the Frisco area suggests a regional scope that aligns with local consumer demand for alternative lending avenues. Historical context for the broader subprime lending category indicates a long-standing niche market structure, though the specific milestones of this organization are not extensively documented in available public sources.
Better than 73% of providers in Frisco
Links and information about Second Chance Loans:
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www.my.freelancer.comA second chance loan is a type of loan offered to borrowers who have poor credit histories and would be unlikely to qualify for conventional financing.
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www.scfcu.netOther providers in Frisco with similar ratings:
Second Chance Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Second Chance Loans is listed as a financial service provider in Frisco, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Second Chance Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Second Chance Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Second Chance Loans with other providers in Frisco and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Second Chance Loans has a rating of 5.0, which is better than 73% of providers in Frisco.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Second Chance Loans requests. It is always best to call ahead using the phone number on this page so Second Chance Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Second Chance Loans also offers: Loan agency.