Oportun is a mission-driven financial services organization focused on expanding access to credit for underserved consumers. Founded in 2005 (originally as Progreso Financiero), the company established a digital lending platform designed to serve individuals with limited or no traditional credit histories. Its operations emphasize responsible lending practices and the use of data-driven underwriting to assess creditworthiness beyond conventional credit scores.
The organization operates primarily through a nationwide consumer-lending model, offering small-dollar, installment loans and related financial services. Its history includes rapid scale in digital financial services and a public listing, reflecting a trajectory from a fintech startup to a larger, more regulated financial services company. Oportun’s functions center on providing affordable credit options, building credit history for borrowers, and supporting financial inclusion initiatives within its service footprint.
Better than 45% of providers in Fort Worth
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
effectively, demonstrate the ability to operate successfully and efficiently under a well-developed business plan, treat consumers fairly, and seek to meet the financial services-related needs of their respective communities. As Oportun noted in our January 2017 Letter, the OCC's strong oversight and its commitment to financial inclusion are some of the aspects of a Fintech Charter that are most... important to Oportun. It was encouraging to see that these goals continue to be reflected in the...
www.occ.govOportun 138,428 followers on LinkedIn. Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members over $2.4 billion in interest and fees, and helped its members save an...
www.linkedin.comOportun is a digital banking platform that puts its 1.9 million members' financial goals within reach.
crustdata.comOportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its 2.0 million members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence…
investor.oportun.comExplore the importance of Your Money or Your Life (YMYL) topics in finance, where accuracy and trust are essential to protecting users’ financial stability and well-being. Learn how to assess, create, and scrutinize financial content to meet the highest standards of reliability
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Find answers to common questions
Oportun is listed as a financial service provider in Fort Worth, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Fort Worth and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 45% of providers in Fort Worth.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.