World Finance is a small-loan storefront operating in El Paso, Texas, offering accessible consumer financial services within a regulated, high-cost lending landscape. The organization’s presence at 321 S El Paso St places it in a central downtown context that typically serves individuals seeking short-term credit options and related financial products. Historically, storefront lenders like this family of firms expanded in many U.S. markets to fill gaps in traditional banking services, focusing on rapid approvals and simple documentation. The core functions commonly include short-term installment loans and payday-adjacent products, with emphasis on local storefront operations, customer service, and compliance with state and federal lending rules. Operational scope tends to center on a defined geographic area, with in-person interactions at a physical branch, basic underwriting, and on-site payments. The entity’s role within the local financial ecosystem reflects an alternative financing channel for customers who may face barriers to accessing conventional credit, under regulatory oversight.
Better than 77% of providers in El Paso
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
Wells Fargo Plaza is a high-rise skyscraper located on 221 North Kansas Street in Downtown El Paso, Texas, United States. It opened as the State National Bank Plaza on October 25, 1971. It is 302 feet (92 m) tall. It is designed in the International Style. Originally the tallest tower in El Paso, it was surpassed by the WestStar Tower in 2021.
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Find answers to common questions
World Finance is listed as a financial service provider in El Paso, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in El Paso and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 5.0, which is better than 77% of providers in El Paso.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.