GECU is a federally chartered credit union based in El Paso, Texas, with a history dating back to 1932 when civil servants formed the cooperative to serve the local community's financial needs. The organization operates as a member-owned financial cooperative, regulated by the National Credit Union Administration, and its members elect a volunteer board to oversee governance and strategic direction. Over its long tenure, GECU has expanded its service footprint beyond its core El Paso base, growing its membership and offering a range of financial products and services to individuals and small businesses within its field of membership. Its educational and community-oriented initiatives have included school-based branches and financial literacy efforts, reflecting a focus on accessibility and local stewardship within the region. The institution emphasizes member-centric services and community partnership as central to its operating model, aligning with its mission to support financial inclusion and economic empowerment in its service areas.
Better than 18% of providers in El Paso
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GECU is a federal chartered credit union headquartered in El Paso, Texas. GECU is regulated under the authority of the National Credit Union Administration (NCUA) and each of their members is an owner who has a vote and a share in the credit union.... ## History GECU is the oldest credit union formed in El Paso, Texas. In 1932, eleven El Paso civil servants pooled $5 each to form a credit union inside of the broom closet of El Paso's federal building. In one year, the capital funds of the...
en.wikipedia.orgGECU 4,385 followers on LinkedIn. We're with you. For over 85 years the people of our communities have been helping each other make dreams come true. •Dreams of starting a successful business. •Dreams of owning a home.
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Find answers to common questions
GECU is listed as a financial service provider in El Paso, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask GECU to explain the terms in writing before you proceed.
To improve your chances of getting better terms from GECU, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare GECU with other providers in El Paso and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
GECU has a rating of 3.5, which is better than 18% of providers in El Paso.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents GECU requests. It is always best to call ahead using the phone number on this page so GECU can confirm exactly which documents you need for your specific situation.
In addition to its primary service, GECU also offers: Credit union.